How to Budget for a Custom Kitchen Renovation: Costs, Hidden Fees & Smart Planning

Written by Artisan Contracting on February 9, 2025

Have you been thinking about investing in a custom kitchen renovation? The kitchen, for many families, is the main focal point in the home. Not only is a kitchen functional, but it also brings the family together. That said, renovating your kitchen is a costly undertaking. Whether you’re upgrading a few elements or doing a full remodel, learning how to budget ensures a more successful outcome. 

This guide will cover expected costs, hidden expenses, and smart budgeting strategies to help you plan effectively. 

Types of Kitchen Renovations & Their Costs 

How extreme the makeover dictates the final price tag. Here are a few estimates based on three “renovation levels” and their typical costs across Ontario.  

Cosmetic Upgrades 

If you’re looking for a quick refresh without major changes, cosmetic updates may be the right choice. This includes repainting walls, swapping cabinet hardware, updating light fixtures, or refinishing cabinets. Costs range from $5,000 to $15,000, depending on materials and professional labour. 

Mid-Range Renovations 

A mid-range renovation involves replacing cabinets, upgrading countertops, installing new flooring, and possibly rearranging the layout for better functionality. Expect to budget between $20,000 and $50,000 for this level of work. 

Luxury & High-End Remodels 

For those wanting a complete transformation with custom cabinetry, high-end appliances, luxury materials, and advanced technology, costs can exceed $75,000. Structural changes, such as removing walls or reconfiguring plumbing, significantly increase the price. 

Cost Breakdown: Where Your Money Goes 

• Cabinetry & Storage: 30-40% of your budget. Stock cabinets are more affordable, while custom designs add a premium price. 
• Countertops: 10-15% of the budget. Choices range from budget-friendly laminate to high-end quartz, granite, or marble. 
• Appliances: 15-20%. Energy-efficient and smart appliances cost more but may save money long-term. 
• Flooring: 5-10%. Hardwood, tile, and luxury vinyl are common options. 
• Labor & Professional Fees: 25-35%. Skilled trades like electricians, plumbers, and general contractors make up a significant part of the budget. 

Hidden Costs to Watch For 

• Plumbing & Electrical Rework: Moving plumbing lines or upgrading electrical systems adds thousands to your bill. 
• Permits & Inspections: Permit fees vary by location but can cost between $300 and $1,500. 
• Structural Changes: Removing walls or modifying the kitchen layout can add significant expenses. 
• Unexpected Repairs: Water damage, mould, and outdated wiring can result in additional costs. 
• Disruptions & Temporary Living Costs: If your renovation is extensive, consider budgeting for alternative meal prep options or accommodations. 

Smart Budgeting Strategies 

• Prioritize Your Needs: Identify non-negotiable elements and areas where you can compromise. 
• Get Multiple Quotes: Compare contractor estimates to ensure competitive pricing. 
• Re-purpose & Reuse: If possible, refurbish existing cabinets and appliances. 
• Time Your Renovation Right: Off-season renovations often come with lower contractor rates. 
• Include a Contingency Fund: Set aside 10-15% of your budget for unexpected expenses. 

Overlooked Costs That Derail Renovations 

Many homeowners underestimate how much smaller details add up. Soft-close hinges, under-cabinet lighting, backsplash materials, and finishing touches often get overlooked during planning but contribute to final costs. Be sure to include these in your budget from the start. 

How to Avoid Budget Creep 

One of the biggest budget pitfalls is making changes mid-project. Each modification adds labour time and material costs. To avoid this: 

• Finalize your design before work begins. 
• Stick to your material choices. 
• Communicate clearly with contractors about your non-negotiables. 

How Long Will It Take? Planning Your Timeline 

Timelines can vary widely depending on the complexity of the project: 

• Cosmetic updates: 1-3 weeks 
• Mid-range renovations: 6-10 weeks 
• Full remodels: 3-6 months 

Understanding your project’s timeline helps you budget for temporary living expenses and ensures realistic expectations. 

Is a Custom Kitchen Renovation Worth the Cost? 

Investing in a well-planned kitchen remodel can increase home value and improve daily functionality. If you plan to stay in your home long-term, customization can ensure the space suits your exact needs. For resale, a modern, well-designed kitchen is one of the highest-value upgrades. 

5 Questions to Ask Yourself Before a Custom Kitchen Renovation 

Asking yourself or your family these questions should help clarify your needs. 

1. Will I keep my existing appliances, or will I purchase new ones? 

Whichever choice you make, you will want to ensure your design matches the style and décor of your appliances. You will want your cabinets and countertops to complement the appliances. Therefore, it’s best to make this decision first, and if you choose to purchase new appliances, you should pick these out before choosing the other design elements of your new kitchen. 

2. What type of countertop do I want? 

This will depend upon your budget and how you use your countertop. You should consider not only the looks but the durability of the countertop material. Some of the high-end materials look incredible but require some extra care and maintenance that you may not be prepared to manage on a long-term basis.  

If you plan to chop and prepare foods directly on the surface of your countertop, you will want a material that will withstand this type of use. When you go shopping for your countertop, be sure to tell the salesperson exactly what your plans are for the countertop so they can advise you on the best material for your needs. 

3. How do I want traffic to flow through my new kitchen? 

Are you looking to invite family and guests to join you in the kitchen, or do you prefer a space dedicated solely to the preparation of food? If you want a layout that is inviting to guests, adding an island is a great idea. Add some stools, and you have a perfect conversation area or breakfast bar. 

4. What type of kitchen cabinets do I want? 

Your kitchen cabinets will be key to the functionality of your newly renovated kitchen. Not only should your cabinets look amazing, but they should also provide you with easily accessible storage solutions. Utilize all the available space by adding a carousel in corner cabinets. Glass doors can provide you with the opportunity to display your heirloom dishes, and they also make finding dishes easier with the see-through design. 

5. What type of flooring do I need? 

Again, there are many options available for kitchen flooring. From wood to stone to vinyl and more, the materials and styles are endless. Just as you did with your countertops, you will want to start by considering your budget and the amount of wear and tear your floor will endure. If you have a family, you will want a material that is easy to clean and maintain while offering durability and great design. 

Choose Artisan Contracting for Your Kitchen Renovation 

At Artisan Contracting, we specialize in delivering high-quality, custom kitchen renovations tailored to your vision and budget. With years of experience transforming Ontario homes, our team ensures expert craftsmanship, transparent pricing, and a stress-free renovation process. Contact us today for a consultation and take the first step toward your dream kitchen!